Retail finance leaders operate in one of the most dynamic and demanding sectors of the market – timing is everything. Changing consumer demand, seasonal volatility, global supply chain disruptions, and currency fluctuations all add to the complexity of managing cashflow in the retail industry. The ability to anticipate cash needs, manage foreign exchange risk, and support supply chain partners in real-time can be the difference between a make-or-break quarter. As complexity in the industry continues to grow, financial professionals and treasurers in retail are under growing pressure to manage liquidity, proactively protect the business from risk, and predictively evaluate scenarios for growth. Managing these challenges requires a unified financial strategy flexible enough to adapt to:

• Shifts in customer behavior driven by channel preference and digital trends.
• Supply chain delays and demand surges that impact inventory.
• Margin pressures from competitor market moves or pricing changes.
• Global regulatory complexity. (e.g., supply chain, compliance, tax)
• Currency volatility shifts sourcing and pricing decisions that impact profitability.

Kyriba’s SAP-certified integration gives retail financial and treasury professionals the control and visibility they need to unite forecasting, treasury, supply chain finance, and foreign exchange into a single cohesive strategy.

Empowering Retail Finance Teams with Liquidity Performance

Kyriba’s liquidity performance platform is a cloud-native SaaS-based solution trusted by over 3,000 customers – including retailers around the world – to connect, protect, forecast, and optimize liquidity across the enterprise. The platform brings together key finance and treasury workstreams, giving leaders and teams the tools they need to remain flexible, adapt quickly, and continue to drive performance. Kyriba is also a leader in the safe, compliant use of AI – including its agentic AI solution TAI that has been developed with input from retail treasury leaders to reduce risk, improve inventory optimization and seasonal planning. Offering retail treasury and finance teams solutions across treasury management, cash forecasting, payments, working capital and risk management, the platform’s architecture is API-first connections to banks, ERPs, trading portals, and market data providers. It supports multi-bank connectivity via SWIFT, host-to-host, and bank APIs, and includes 24/7 cybersecurity, disaster recovery, and compliance with SOC 1, SOC 2, and SOC 3, ISO 27001, and CSA CAIQ. Kyriba’s SAP Integration Kyriba’s SAP certified integration supports ECC and SAP S/4HANA, offering secure, scalable, and automated workflows across treasury, forecasting, foreign exchange, and supply chain finance. Optimizing Cashflow Kyriba integrates with SAP Accounts Receivable (A/R) and Accounts Payable (A/P) subledgers, extracting open invoice balances via certified connectors or standard SAP interfaces. This data feeds cash positioning and forecasting modules within Kyriba, enabling retailers to anticipate liquidity needs. Retailers can further enhance forecasts by modeling seasonal demand, planned promotions, and inventory purchases, combining system data with scenario planning to avoid cash shortfalls. Automate Payments Kyriba enables seamless payment workflow between SAP and Kyriba through its SAP-certified integration, which provides pre-built data extraction, mapping, and transmission capabilities that immediately process payments to banks. The integration also features a centralized Payment Status Monitor across all banks, enabling immediate identification and action on payment exceptions. Manage Foreign Exchange Exposure Kyriba pulls monetary assets, liabilities, and (where configured) revenue data from SAP to identify and manage foreign exchange exposures. When sourcing goods globally or selling in multiple currencies, Kyriba automates the process of tracking and managing FX risk, supporting policy-driven hedging workflows and providing tools to streamline hedge accounting compliance. Flexible Supplier Financing with SAP Integration Retailers can use Kyriba’s integration with SAP to extract vendor and payables data, enabling dynamic discounting and supply chain finance programs that extend payment terms and support supplier liquidity through seasonal fluctuations. Bank Connectivity and Reconciliation Gain on-demand visibility into cash positions across regions, automate reconciliations, and reduce reliance on manual bank statement processing with over 9,900 connections to banks. Liquidity Planning and Scenario Modeling Simulate liquidity scenarios using SAP data to prepare for store openings, e-commerce expansion, supplier delays, or plan funding strategies. Kyriba’s integration with SAP gives retail finance and treasury leaders the ability to better predict and prepare for cash needs today and in the future.

What This Means for SAPinsiders

• Kyriba’s SAP integration gives retail finance leaders the ability to take an integration approach to driving liquidity performance that accounts for the unique requirements of the industry.
• Retail finance professionals gain the visibility and control they need to optimize working capital and better manage supplier terms.
• Retail businesses get the foresight needed to proactively plan for market dynamics and customer behavior.